Category 4 guides Updated Aug 2026
Every guide we have published on predatory lending what qualifies, what it costs, and what to walk away from.
All guidesCompare debt consolidation loan APR vs. mortgage APR to decide which debt to pay off first. Improving your credit score before refinancing means
Debt consolidation can lift your credit score by 15-30 points, offsetting the dip from student loan deferment. Time it right before a mortgage application...
Trading high-APR student loans for a lower-rate mortgage via cash-out refinance can save thousands in interest, but the credit score impact and risk of
Swap 12% student loans for a 6% mortgage and protect your credit score. Here's the math, the risks, and the precise steps to avoid...
Reading is the right first move. When you are ready, check what you actually qualify for it takes about two minutes.
Two minutes from McGill station. Walk in, sit down, and have someone read your numbers back to you in plain English.